Mini Baccarat

Baccarat is a very simple game to play and that is what makes it popular among many players. The primary decision in the game is limited to deciding on what kind of bet to make.  After that, players will watch as the dealer plays the hand. The results determine whether they will collect or pay when it’s over.  There are many variants of the game, though. Mini baccarat is probably the version which people will most likely play. In this version, players don’t even get to hold the cards. They just see them being dealt and wait for the results. Here’s how to play mini baccarat.

Mini baccarat rules

The objective of the game is to draw a hand of two or three cards that total closer to nine than the banker. The first rule is that 10, J, K, Q count as 0, A counts as 1 and all other cards are face value. The second is that if the hand total is more than 10, then the 10 is dropped.  This means a hand which totals 14 will only be worth four.

Besides those rules, the banker follows several rules when it comes to dealing cards. The banker and the player each get two cards in the beginning. If either the player or banker get a total of eight or nine, both automatically stand. If the player’s total is six or seven, then the player stands. Whenever the player stands, the banker hits on a total of five or less. If the player’s total is five or less, the banker gives the player a third card.

If the player receives a third card then the banker draws a third card depending on some rules. If the banker’s hand totals zero to two, then the banker always draws a third card. A total of three means the banker draws if the player’s third card is anything other than eight. If the total is four, then the banker draws but only if the player draws a two to seven. If the banker has a total of five, then he draws once the player draws a four to seven. A total of six means a result of six, and seven for the player means they get a draw. A banker total of seven means the banker stands.

Some mini baccarat tips

There are only three mini baccarat bets: a bet on the player, a draw, or a bet on the banker. Betting on your own hand has a house edge of 1.24%.  Bet on the banker and edge is either 0.6% to 1.06%. Finally, tie bets gives the house almost a 5% edge. Betting on the player or the banker is the best choice since they are pretty likely to win rather than score from a tie.